Zero error rate
Extracting data from the land registry eliminates manual errors in the mortgage process.
From the land registry straight to the bank.No manual re-entry.Zero error rate.
For banks and mortgage departments that still manually re-enter data from title deeds into internal systems — and want a reliable real-time view of collateral.
Full lifecycle
From filing a registration to releasing a mortgage charge — all in one system.
CZ + SK
A proven solution ready for both the Czech and Slovak land registries.
KNBox
A product solution for managing real-estate collateral that covers its full lifecycle — from extracting data from the land registry through electronic registration to releasing a mortgage charge. Its roadmap leads towards a comprehensive Collateral Management system.
Eight things KNBox does for you
Without KNBox: manual re-entry from title deeds, uncertainty about current collateral status, and the risk of unsecured loans. With KNBox: automatic data downloads from the registry and electronic filings without waiting.
- Manual re-entry of title-deed data into internal systems.
- Uncertainty about whether you are working with the current collateral status.
- High costs, long processing times, and the risk of errors.
- Risk of unsecured or insufficiently secured loans.
- 01 Automatic data download from the land registry (WSDP)
- 02 Data standardisation into the format of your systems
- 03 Electronic filings — registrations, releases, receipts
- 04 Monitoring of ownership changes and proceeding status
- 05 Smart notification service for mortgage specialists
- 06 Generation of contractual documents from registry data
- 07 Print outputs and reports for cost planning
- 08 Regular updates in line with land-registry legislation changes
Six banking processes where it makes sense
Mortgages, post-sales, and risk — wherever real-estate collateral is involved.
Mortgage process
Application, approval, registration, drawdown. KNBox automates land-registry work across the entire flow.
Refinancing
Releasing the old mortgage charge, registering the new one — fully electronic.
Commercial loans
Multiple collaterals, legal entities, commercial properties. KNBox supports even complex cases.
Post-sales agenda
Receipts, releases, document generation after full loan drawdown. No waiting for the client.
Risk management
Regular collateral reassessment, monitoring of ownership changes and property status.
Reporting & compliance
Management overviews, audit trail, operational cost planning.
Why have 10 out of 10 of the largest Czech banks chosen us?
Four reasons why KNBox grows with your mortgage portfolio.
Error rate to zero
No manual re-entry between the land registry and your systems. mBank confirmed — error rate dropped to zero after deployment.
CZ + SK from one product
KNBox supports the land registry in the Czech Republic and Slovakia. One product, two registries, one vendor.
Roadmap to Collateral Management
Progressively becoming the central record of all client collateral. An investment that grows with your portfolio.
Stability for regulated operations
A critical component of mortgage processes at top banks. Not a pilot project, but a proven system in production.
Three stories at top banks
MONETA, UniCredit, and mBank have been using KNBox long-term in mortgage and risk processes. Here is their story.
Key pillar of mortgages
Long-term use in mortgage and risk processes. WSDP extended with the Smart Notification Service and electronic Registration Proposal — further automating the entire mortgage process.
Read the case studyCZ + SK from the same product
Central back-office and branches. After success in the Czech Republic, we extended the solution to the Slovak land registry — proof of scalability in a multinational environment.
Read the case studyError rate to zero
Digitalising the land-registry connection eliminated manual work, reduced the error rate to zero, and accelerated mortgage processing — including post-sales activities (receipts, release proposals).
Read the case study
Still re-entering title-deed data into internal systems manually?
Book 30 minutes with our specialist. We will walk through your process, identify its biggest weaknesses, and propose a concrete deployment direction. The output of the consultation is yours to keep.